Your Mortgage Renewal, Empowered.

Feel more confident, ask the right questions, and avoid costly mistakes with this free step-by-step guide.

Most Canadians just sign and return their mortgage renewal without realizing they can negotiate a better deal, ask for more flexibility, or choose a mortgage that actually fits their life today.

That’s exactly why I created Your Mortgage Renewal, Empowered.

This guide is practical, printable, and designed to help you feel confident walking into your renewal conversation, whether that’s with your current lender or a mortgage broker.

What’s Inside:

  • The key questions to ask during your renewal conversation

  • Specific negotiating points to discuss

  • A space to write notes and reflect on your goals

  • Real tips to help you save money, reduce stress, and make empowered decisions

  • A printer-friendly version you can print and use in real conversations

Get the Free Guide

You’ve got this. A little prep goes a long way when it comes to taking back control.

Instant access. No spam. Just real support.

Renewal FAQ

  • Nope! If your mortgage is coming up in the next 6–12 months, now’s the perfect time to prepare.

  • You’ll get an email with a download link to the guide. You can view it on your phone or print it out and bring it to your renewal meeting.

  • Not always. If you’re staying with your current lender and your payments are up to date, most renewals don’t require a full requalification. They might check your credit, but you usually won’t need to go through the full application again.

    Pro tip: Ask your lender what their process looks like up front — so you know what to expect.

  • That’s even more reason to take a closer look at your renewal. Whether your income, goals, or credit have changed, you might need different terms — or a more flexible mortgage.

    Even if you’re unsure, it’s worth having the conversation. You’ve got more options than you think.

  • If your financial goals have changed, your situation has shifted, or your current lender isn’t offering what you need — that’s a great time to explore your options.

    A broker can help you compare multiple lenders and find a mortgage that fits where you’re at now, not just where you were five years ago.